About

What Settle is

Settle is an open-source prototype for supporting an essential bill. A requester shares a bill, a supporter funds part or all of it, and the intent is that the money reaches the provider directly.
Status
Settle 1.1.0 is a testnet prototype. It uses sample data, moves no real funds, and has no users, partners or volumes to report.

Why it exists

Asking for help with rent, power or a clinic bill is awkward, and giving to a stranger's wallet is hard to trust. Settle explores a narrower path: confirm the bill, redact what is private, and send help to the biller instead of a person.
The part Settle is trying to get right is the layer between a verified bill and a payment: a quote the server controls, a wallet that signs exactly that quote, and a receipt that can be checked. It is not meant to be a general escrow or crowdfunding product.

Who maintains it

Settle is written and maintained by Anas Abubakar and released under the MIT license. See the license for the full terms.

Repositories

Contribute and report

Current status

  • Web app
    Built
    An interactive prototype built with Expo. All data in it is sample data.
  • iOS and Android
    Built
    Expo source that runs in Expo Go. There is no store release.
  • Bill files
    Built
    Picked on your device and previewed there. They are not uploaded.
  • AI bill review
    Simulated
    A scripted product simulation. No model reads your bill.
  • Funding a bill
    Simulated
    A testnet preview. No payment is created or signed in the app today.
  • Wallet
    Simulated
    Freighter detection on web. Mobile wallet signing is not built.
  • Settlement API
    Built
    A separate testnet reference implementation with fixture providers and rates. Not for production.
  • Mainnet
    Not built
    Not enabled. It needs the work listed in the readiness guide first.
The flow page explains each step, and the readiness guide explains what must exist before any live use.